Ladies, if your mother or any other female blood-line relatives have a history of breast or ovarian cancer then from next year onwards, you could face higher insurance premiums. You could even be refused cover altogether. When these women apply for life and critical illness cover, the insurance ...
""Most consumers don't realize that 25 percent of their insurance premiums are ultimately used to pay fraudulent claims," says Tom Reitze, President of David Morse & Associates (www.davidmorse.com), providers of third-party administrator services, field adjusting services, specialty claims services, and fraud investigations. "Peruse the newspaper headlines in virtually any city ...
If you have a family or other dependants who rely on you for financial support, a simple life insurance policy can provide real peace of mind and a financial safety net for those left behind should you die within the policy term.
Many people assume that life insurance ...
When an individual applies for life insurance, most companies will ask for a full medical history. This helps them to determine your risk of developing diseases later on in life and this, in turn, will decide the premiums you will pay.
 It is recommended that you actually look at ...
For small business employers that use health insurance in Texas, benefits and deductibles do not determine the outcome of how much the cost will be. Other components that can factor into the cost include the quality of life and health of employees along with related elements. This would also include ...
Due to the recent economic conditions, general wages have been increasing at a far slower pace than the rate that insurance premiums are increasing at. This makes it far harder for families to afford quality heath care. Not only has the economic crisis affecting wages, but also for the last ...
Speaking at town hall meeting in Bledsoe County today, U.S. Senator Bob Corker, R-Tenn., said the Senate Finance Committee’s health care bill could raise the cost of health insurance for some Tennesseans by as much as 60 percent. Earlier in the day, Corker shared a similar message at stops in ...
Actuaries at the Centers for Medicare and Medicaid Services calculate that national health expenditures grew from about 7.0 percent of GDP in 1970 to 15.3 percent in 2003. And, they forecast that medical expenditures will reach 20 percent of GDP by 2015. It's no longer possible for business, our government, ...
Premiums for Critical Illness Cover (CIC) are escalating due to the rising number of claims and concern about medical advances in the future. Once diagnosed with a life threatening illness, CIC pays you a tax free lump sum, which will support you financially if you are off work due to ...
Life settlement industry is an industry which has grown over the last decade and continues to grow. This is generating opportunities for seniors who want instant money to fulfill their requirements. These options are giving value to their existing life insurance policy and extending the scope to find out better ...